Platform 01 / Digital Wallet

Launch your digital wallet with confidence.

Purpose-built for banks, e-money institutions, and retailers. Our white-label platform gives you a production-ready digital wallet in weeks, not months.

Talk to an expertSee modules ↓

01

Tailor-made approach

Every deployment is customised to your brand, compliance requirements, and user experience.

02

Fintech advisory

Our payment experts guide you from initial concept through regulatory approval to full production.

03

Fast time-to-market

Pre-built integrations and battle-tested modules cut development time dramatically.

01 / Modules

Everything you need, ready to deploy.

From mobile apps to admin panels — every critical component ships, so your team focuses on the business, not rebuilding infrastructure.

iOS & Android apps

White-label native apps with your branding, ready for App Store and Play Store.

User onboarding

Compliant KYC/AML flows with document verification and biometric checks.

Multi-wallet support

Personal, business, sub-wallet and escrow wallet types in a single platform.

Transaction engine

P2P transfers, top-ups, withdrawals, payments and refunds — all in one engine.

3rd-party integrations

Ready-made connectors for banks, payment networks, and identity providers.

Smart notifications

Real-time push, SMS and email notifications with customisable templates.

Admin panel

Backoffice for user management, transaction monitoring and compliance.

Security & compliance

End-to-end encryption, 2FA and fraud detection built in.

02 / How it flows

From sign-up to settlement in one engine.

  1. Step 01

    Onboard

    Users sign up in-app; KYC, document and biometric checks run automatically.

  2. Step 02

    Fund

    Top up from cards, bank transfers or cash-in points; balances update in real time.

  3. Step 03

    Spend & send

    Pay merchants by QR or NFC, send money P2P, split bills and pay bills.

  4. Step 04

    Reconcile

    Every movement lands in the ledger and admin panel, ready for reporting and audit.

03 / Who it's for

Built for your sector.

  1. 01

    Banks

    Extend your digital offering with a fully-branded wallet connected to core banking.

  2. 02

    E-money institutions

    Compliant wallet infrastructure designed for licensed e-money issuers.

  3. 03

    Retailers

    Loyalty wallets, stored value and seamless checkout for your customer base.

  4. 04

    Telecom companies

    Leverage your subscriber base with mobile money and digital payments.

  5. 05

    Mobility & transport

    Closed-loop wallets for fuel, parking, transit and fleet expenses.

  6. 06

    Super-apps

    Embed financial services natively within your existing app ecosystem.

04 / Why Omnibus

The partner behind the product.

We don't just hand you software. We embed with your team, share regulatory expertise, and stay committed from ideation through production.

  • 100% white-label — your brand, your experience
  • Cloud-native architecture scales with your users
  • Dedicated fintech advisory throughout the engagement
  • Regulatory expertise across multiple markets
  • Active production since 2018, 1.2M+ users served
  • Full source code ownership options available

05 / FAQ

Questions teams ask us.

Can't find what you need? Our team answers within one business day.

01How long does a typical wallet launch take?+

Most launches go live in weeks rather than months, because onboarding, the transaction engine, apps and admin panel are already built. The exact timeline depends on your integrations and regulatory review.

02Can the apps carry our own brand?+

Yes. The platform is fully white-label — app name, icons, colours, copy and flows are yours, and apps are published under your own store accounts.

03Do you provide the e-money license?+

No. Omnibus is a technology provider. You operate under your own license or a licensed partner; we help you meet the technical and compliance requirements.

04Can we own the source code?+

Source code ownership options are available depending on the engagement model. We'll walk you through the options during scoping.

Also on the platform

Payment Solutions→A complete online payment platform for payment institutions. Accept payments, manage routing, and scale without limits.Merchant Payments→Seamlessly integrate payment functionalities into your business. Custom gateway development and advisory from real payment specialists.

Get started

Put your payments into production.

Join the banks, fintechs and businesses that trust Omnibus as their technology partner. Let's talk about your specific needs.

Contact sales →